MOTOR
Insurance
Motor insurance provides financial protection against losses resulting from road traffic accidents, theft, and other incidents involving vehicles.
In Lebanon, Motor insurance is mandatory for all vehicle owners and drivers due to the adverse road conditions, unpredictable safety standards, and the absence of strict driving regulations. Our plans are crafted to safeguard not only you and your vehicle, but also fellow drivers on the road.
Types of motor insurance
1
Third Party Liability insurance covering corporal damage, known as the “compulsory policy”
the minimum required insurance by law in Lebanon. It covers damages and injuries caused by the insured vehicle to third parties.
2
Third Party Liability insurance covering material damage.
It covers damages and injuries caused by the insured vehicle to third parties.
3
Total loss policy
As the name suggests, covers material third-party damage and reimburses the car's value in case of total loss, including fire, theft, and total loss resulting from an accident.
4
All Risk Policy or Comprehensive Plan
It covers 100% of the damage to the insured vehicle caused either by a car-to-car accident or by other events. Additionally, it covers total loss of the car due to fire, theft, or a major accident affecting more than 65% of the car. It also includes third-party liability for material damage.
5
Crash Plus Policy
This is an all-risk policy but only applies in the case of a car-to-car accident. It also covers the TPL material and includes a replacement car in the event of an accident.
What factors affect the cost of Motor Insurance?
Motor insurance costs vary based on a variety of factors related to the driver and the characteristics of the vehicle, including its market value, coverage options, and year of manufacture. A no-claim bonus can impact the cost of motor insurance, offering a 10% discount in the second year with Rock. Additionally, driving history, accidents, and claims can also positively influence the cost.
Explore our motor insurance plans
Comprehensive Coverage - ALL RISK - Protect Your Ride, Inside and Out!
Choose the perfect plan to fit your lifestyle:
Basic
Essential protection for everyday driving
Basic Plus
A step up with added benefits for peace of mind
Advanced
Extra coverage for those who want more
Premium
Ultimate all-risk protection, leaving nothing to chance
Compulsory (TPL Corporal)
Essential Protection
One unified plan offering the required coverage to keep you legally secure on the road.
Third-Party Liability (TPL Material) – Tailored for Your Needs
Know more about this Insurance
Frequently Asked Questions
Are there any add-on covers available for Motor Insurance?
Yes, Unlimited mileage on road assistance including crane, replacement car in case of accident and more.
Does Motor Insurance cover injuries to the driver and passengers?
Yes, it covers medical expenses, death & disability.
What does Third-party Liability Insurance cover?
It covers the driver’s public liability for corporal and material damage resulting from their car, which are divided into two policies. The first, known as the “compulsory” policy, covers corporal damages, and the second, “TPL,” covers material damages.